I Was Driving Without Insurance And Got In An Accident. Can I Still Be Compensated?

Possibly, but it will come at a cost. It is illegal to drive a motor vehicle in Alaska without insurance. If you get in a collision while driving without insurance, you will likely face fines, a suspension of your driving privileges, and even possible jail time. Driving uninsured can make it difficult to be compensated for damages if you are not at fault and can have long-lasting and life-changing consequences if you are at fault.

If the accident is your fault, you will be responsible for paying for all damages out of your own pocket, which can easily total into the tens of thousands of dollars. Both the other driver and their insurance company can sue you and have your future wages and savings garnished to pay for the damages.

If the accident was not your fault, there is a chance you may be able to recover some for your medical bills and other damages under the at-fault driver’s liability coverage. Under Alaska’s pure comparative negligence laws, however, you will likely not be able to recover all of your losses. While driving uninsured does not absolve the other driver of any liability, you will almost certainly be penalized and unable to recover everything you would be entitled to if you had insurance.